Privacy Policy

1. Introduction

Welcome to Nafaqat ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services.

By using Nafaqat, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our app.

2. Information We Collect

2.1 Personal Information

We may collect the following types of personal information:

• Account Information: Email address, username, and authentication credentials when you create an account
• Financial Data: Transaction records, expense categories, income information, debt details, and financial goals that you voluntarily enter into the app
• Device Information: Device type, operating system version, unique device identifiers, and mobile network information
• Usage Data: Information about how you interact with the app, including features used, time spent, and error logs

2.2 Automatically Collected Information

When you use Nafaqat, we automatically collect certain information, including:

• Device identifiers and technical information
• App usage statistics and analytics
• Crash reports and performance data

3. How We Use Your Information

We use the collected information for the following purposes:

• To provide, maintain, and improve our services
• To process transactions and manage your financial data
• To enable cloud synchronization across your devices
• To send you important updates, security alerts, and support messages
• To analyze usage patterns and improve app performance
• To detect, prevent, and address technical issues and security threats
• To comply with legal obligations and enforce our terms of service

4. Data Storage and Security

Your data is stored securely using Firebase, Google's cloud platform. We implement industry-standard security measures to protect your information, including:

• Encryption of data in transit and at rest
• Secure authentication and authorization mechanisms
• Regular security audits and updates
• Access controls and monitoring

While we strive to protect your personal information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security, but we continuously work to improve our security measures.

5. Third-Party Services

Nafaqat uses the following third-party services:

5.1 Firebase (Google)

We use Firebase for cloud storage, authentication, and analytics. Firebase is operated by Google and is subject to Google's Privacy Policy. Your data stored in Firebase is encrypted and protected according to Google's security standards.

Firebase services we use:

• Firebase Authentication: For user account management and secure login
• Cloud Firestore: For storing and syncing your financial data
• Firebase Analytics: For understanding app usage and improving user experience

5.2 App Store and Google Play

When you download or purchase subscriptions through the App Store or Google Play, your payment information is processed by Apple or Google respectively. We do not collect or store your payment card information.

6. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

6.1 Access and Portability

You can access, update, or export your data at any time through the app settings or by contacting us.

6.2 Deletion

You can request deletion of your account and associated data by contacting us at hello@saeedsoftware.com. We will process your request within 30 days.

6.3 Data Portability

You can export your financial data in PDF or Excel format directly from the app.

6.4 Opt-Out

You can opt out of analytics data collection through your device settings, though this may affect app functionality.

6.5 GDPR Rights (EU Users)

If you are located in the European Union, you have additional rights under GDPR, including:

• Right to access your personal data
• Right to rectification of inaccurate data
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing

6.6 CCPA Rights (California Users)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including:

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of the sale of personal information (we do not sell your data)
• Right to non-discrimination for exercising your privacy rights

7. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes described in this policy. When you delete your account, we will delete or anonymize your personal information within 30 days, except where we are required to retain it for legal, regulatory, or legitimate business purposes.

8. Children's Privacy

Nafaqat is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately, and we will take steps to delete such information.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from those in your country. By using Nafaqat, you consent to the transfer of your information to these countries, including the United States where our service providers are located.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

Material changes will be communicated through the app or via email to registered users.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: